HOW TO BECOME AN INDEPENDENT INSURANCE BROKER
If you want to know how to become an independent insurance agent or broker then you are going to have to do something that may seem odd at first: take a course in something that you do not specialize in. While you do not necessarily need a degree to be an independently licensed insurance agent, you'll probably have a more difficult time finding employment if you only went to college and were never trained on how to become an insurance broker. What is needed is a course that will help you with the knowledge needed to provide an honest and unbiased evaluation of your clients' claims, to help them find the best possible policy. This is something that is not easily taught in a classroom. But it is possible to learn how to become an insurance broker through a course of study that will lead to an exam for licensing and certification.
A course in how to become an independent insurance agent or broker would not provide you with any specific skills to use for the job, but it does allow you to learn how to become an independent broker. It will teach you how to research claims to get the best possible rate based on your own personal judgment. It will also help you decide how to present your case to the client and explain why the client should purchase the policy or request a discount or other discount on their policy. You will learn about negotiation, pricing and the way the law works in terms of insurance claims. This is an important skill to have for the independent agent that is trying to make a living.
As you progress through the course, you'll eventually be able to apply the information you've learned to work as an independent agent. Many state regulations require insurance agents to have a bachelor's degree from an accredited university. They also require that you take an exam for an insurance license and have at least two years of practical experience. If you are a bachelor's degree holder and have worked as an insurance salesperson, this might be a challenge but if you meet these requirements, then you can take the exam and get your license. and become an insurance broker.